Comprehensive Summary of SWIFT Codes, Bank Codes, Addresses

As globalization continues to advance, an increasing number of people need to use Hong Kong accounts for work, study, investment, and other reasons. However, many find the complex process and regulations of cross-border remittances confusing. Today, this article aims to provide a complete guide to the essential information for remittances, helping everyone navigate various issues in cross-border transfers with ease.

For wire transfers to Hong Kong from any location, the following information is required:

1. Recipient’s bank name
2. Recipient’s bank address
3. Recipient’s name
4. Recipient’s address
5. Recipient’s account number
6. Remittance currency and amount
7. Purpose of remittance
8. International code (SWIFT CODE) for the bank in Hong Kong

Below is a summary of the SWIFT Codes, Bank Codes, and addresses for major banks in Hong Kong, including fees (management fees, handling fees, etc.).

1、Hongkong and Shanghai Banking Corporation Limited

• Bank Name: HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED
• Swift Code: HSBCHKHHHKH
• Bank Code: 004 (used for transfers within Hong Kong)
• Address: 1 Queen’s Road, Central, Hong Kong
• Customer Service: (852) 2233 3000; (852) 2233 3322
• Account Management Fee: None
• RMB to mainland HSBC: Free
• Other outgoing remittances: HK$50 per transaction
• Through HSBC branches: HK$200 per transaction
• Payments via “Faster Payment System”: HK$8 per transaction
• Payments via “Real-time Gross Settlement System”: HK$55 per transaction
• Transfer limit: Max HK$3 million per day

2、Standard Chartered Bank (Hong Kong) Limited

• Bank Name: Standard Chartered Bank (Hong Kong) Limited
• Swift Code: SCBLHKHH
• Bank Code: 003
• Address: Standard Chartered Tower, Floor 15, 388 Kwun Tong Road, Kwun Tong
• Customer Service:
  • Priority Banking: (852) 2886 8866
  • Premium Banking: (852) 2886 8877
• Account Management Fee: Free for the first three months; downgrade to avoid fees thereafter (no impact on account usage)
• Cross-border Remittance Fees:
  • Mainland to Hong Kong: US$25 per transaction
  • Post-downgrade: RMB120 + 0.1% (mainland to Hong Kong); HK$370 per transaction (Hong Kong to mainland)
• Transfer Limit: HK$1 million per day

3、Hang Seng Bank Limited

• Bank Name: HANG SENG BANK LIMITED
• Swift Code: HASEHKHH (HASEHKHHXXX if 11 digits required)
• Bank Code: 024
• Address: 83 Des Voeux Road Central, Hong Kong
• Customer Service: (852) 2822 0228; 400 120 2121
• Account Management Fee: Waived for six months; after six months, downgrade to Premier Account for continued fee waiver (otherwise HK$340/month unless certain deposit thresholds are met)
• Transfer Limit:
  • Mainland to Hong Kong: Up to RMB 2 million or equivalent per day
  • Hong Kong outbound: Up to HK$1.5 million or equivalent per day (registered accounts); HK$400,000 or equivalent per day (unregistered accounts)
• Cross-border Remittance Fees: 0.1% of the remittance amount (min RMB100, max RMB500)
• Telegraphic Transfer Fee: RMB120

4、China CITIC Bank International Limited

• Bank Name: CHINA CITIC BANK INTERNATIONAL LIMITED
• Swift Code: KWHKHKHH (KWHKHKHHXXX if 11 digits required)
• Bank Code: 018
• Address: 61-65 Des Voeux Road, Central
• Customer Service: (852) 2287 6767; 400 120 5558
• Account Management Fee: Can be waived
• Local Bank Transfer Fee: None
• Mainland Withdrawal Limit: Up to HK$20,000 equivalent per day (not counted against forex control limit)
• Cross-border Remittance Fees: 0.1% of the remittance amount (min RMB20, max RMB250)
• Telegraphic Transfer Fee: RMB80 (Hong Kong and Macau); RMB100 (other regions)
• Hong Kong to Mainland Remittance Fee: Above HK$80

5、Bank of China (Hong Kong) Limited

• Bank Name: BANK OF CHINA (HONG KONG) LIMITED, HONG KONG
• Swift Code: BKCHHKHH (BKCHHKHHXXX if 11 digits required)
• Bank Code: 012
• Address: Bank of China Tower, 1 Garden Road, Central, Hong Kong
• Customer Service: (852) 3988 2388; 400 800 2388
• Account Management Fee: None
• Telegraphic Transfer Fees: HK$240 per transaction via branch; HK$65 per transaction via online banking
• Intra-bank Transfers to Mainland BOC: Free via BOC Fast Transfer
• Daily Transfer Limit: HK$1 million equivalent
• ATM Withdrawal Limit: HK$80,000 equivalent

6、Citibank (Hong Kong) Limited

• Bank Name: Citibank (Hong Kong) Limited
• Swift Code: CITIHKHX (CITIHKHXXXX if 11 digits required)
• Bank Code: 006
• Address: 11/F Citi Tower, One Bay East, 83 Hoi Bun Road, Kwun Tong, Kowloon, Hong Kong
• Customer Service: (852) 2860 0333; Citigold: (852) 2860 0111

7、The Bank of East Asia, Limited

• Bank Name: The Bank of East Asia, Limited
• Swift Code: BEASHKHH
• Bank Code: 015
• Address: 10 Des Voeux Road, Central, Hong Kong
• Customer Service: (852) 2211 1333; Wealth Management: (852) 2211 1122

8、China Merchants Bank (Hong Kong Branch)

• Bank Name: CHINA MERCHANTS BANK (HONG KONG BRANCH)
• Swift Code: CMBCHKHH (CMBCHKHHX if 11 digits required)
• Bank Code: CHATS CODE: 238; BRANCH CODE: 860
• Address: 28/F, Three Exchange Square, 8 Connaught Place, Hong Kong
• Customer Service: (852) 3119 5555

9、DBS Bank (Hong Kong) Limited

• Bank Name: DBS Bank (Hong Kong) Limited
• Swift Code: DHBKHKHH
• Bank Code: 016
• Address: G/F, Central Centre, 99 Queen’s Road Central, Central
• Customer Service: (852) 2290 8888

10、Nanyang Commercial Bank, Limited

• Bank Name: Nanyang Commercial Bank, Limited
• Swift Code: NYCBHKHHXXX
• Bank Code: 151
• Address: 151 Des Voeux Road Central, Hong Kong
• Customer Service: (852) 2622 2633
• Account Management Fee: None
• Transfer Fees:
  • Local bank transfers: Free
  • FPS: Free for both incoming and outgoing
  • Online banking: Free for both incoming and outgoing
  • Cross-border remittances: RMB80 per transaction (mainland to Hong Kong); HK$65 per transaction (Hong Kong to mainland)
  • Transfer Limit: Max HK$500,000 per day

11、OCBC Wing Hang Bank Limited

• Bank Name: OCBC Wing Hang Bank Limited
• Swift Code: WIHBHKHH
• Bank Code: 035
• Address: 161 Queen’s Road Central, Hong Kong
• Customer Service: (852) 3199 9188
• Account Management Fee: Waived for one year; HK$200/month thereafter (waived if deposits reach HK$1 million)
• Transfer Limit:
  • Registered accounts: HK$2 million or equivalent per day
  • Local transfers: HK$500,000 per day
  • Unregistered accounts: HK$100,000 per day
  • Local transfers: HK$10,000 per day
• Cross-border Remittance Fees:
  • Counter remittance: HK$100
  • Online banking: Free

Conclusion

The above is some information needed for remittance, some of which are necessary. I hope it will be helpful to you. As for some corresponding information of other banks, you can go to their respective official websites to check. Of course, there is also a faster and more comprehensive query. The editor uses the official website of BiyaPay to check the above information, which is all done in one stop.

They are also a remittance agency, focusing on international remittances. By this year, BiyaPay supports real-time exchange rate inquiry and exchange of more than 20 legal currencies and more than 200 digital currencies, as well as real-time transactions of investment products such as US and Hong Kong stocks. As of December 2023, BiyaPay’s daily trading volume of US and Hong Kong stocks has exceeded 10 million US dollars, and the total remittance transaction volume has exceeded 1 billion US dollars, gradually developing into a multi-asset trading platform trusted by global users. Interested parties can check it out.