Max Koh

Max Koh

CBDC Journalist | FinTech Content Creator

Double degree in Finance & Journalism, ex-Reuters intern. Covers Asia-Pacific CBDC trials. Hosts indie podcast Currency Evolution. His From Shells to Bitcoin: Money History series is referenced in university economics courses.

Latest Articles

What is the 012 Bank Code? Essential Knowledge for Bank of China (Hong Kong) Transfers
What is the 012 Bank Code? Essential Knowledge for Bank of China (Hong Kong) Transfers
The 012 bank code is the exclusive code for Bank of China (Hong Kong), which must be correctly filled in during transfers to ensure funds are safely credited and to avoid errors or delays.
What to Do If ChatGPT Renewal Fails: Troubleshooting Automatic Billing Errors Step by Step
What to Do If ChatGPT Renewal Fails: Troubleshooting Automatic Billing Errors Step by Step
ChatGPT renewal failure does not always mean your card cannot be used. Common causes include low balance, billing address mismatch, failed 3D Secure verification, or bank declines. This guide explains how to troubleshoot renewal issues step by step and decide when to update or rebind your payment method.
How to Pay for Claude Pro: Payment Methods, Subscription Steps, Renewals, and Troubleshooting
How to Pay for Claude Pro: Payment Methods, Subscription Steps, Renewals, and Troubleshooting
Want to subscribe to Claude Pro but not sure how to pay, add a card, manage renewals, or fix a failed payment? This guide explains Claude Pro web subscription payments, supported payment methods, common decline reasons, billing and auto-renewal rules, and how BiyaPay Speed Card can help streamline the process.
If You Want to Make Cross-Border Investing a Long-Term Habit, Don’t Just Focus on Opening an Account — Build Your Funding Route First
If You Want to Make Cross-Border Investing a Long-Term Habit, Don’t Just Focus on Opening an Account — Build Your Funding Route First
When many Chinese investors first look into U.S. stocks, the first things they usually research are “which broker is easiest to open,” “how to fill in the signup link,” or “whether KYC will pass.”
How to Invest in Hong Kong Stocks with HSBC in 2026: A Step-by-Step Guide
How to Invest in Hong Kong Stocks with HSBC in 2026: A Step-by-Step Guide
A complete 2026 guide to investing in Hong Kong stocks with HSBC, covering online account opening, fund transfer methods, platform selection, fees, and risks to help you invest efficiently and securely.
AI Healthcare, AI Legal Advisors: Exploring New U.S. Stock Opportunities After Agent Deployment in Vertical Domains
AI Healthcare, AI Legal Advisors: Exploring New U.S. Stock Opportunities After Agent Deployment in Vertical Domains
AI healthcare and legal advisors are driving the rise of new U.S. stock targets. This analysis covers industry status, investment value, and risks to help investors seize core opportunities in the AI healthcare sector.
AI-Generated Fake KYC Materials Proliferation: How Financial Platforms Ensure Authenticity and Effectiveness of Real-Name Authentication
AI-Generated Fake KYC Materials Proliferation: How Financial Platforms Ensure Authenticity and Effectiveness of Real-Name Authentication
AI-generated fake KYC materials are proliferating. Financial platforms can enhance the authenticity and effectiveness of real-name authentication through multi-layer verification, liveness detection, blockchain, and other technologies.
The Last Line of Defense in Cross-Border Remittances: Why We Need a 24/7 Online Human Bilingual Customer Service Team
The Last Line of Defense in Cross-Border Remittances: Why We Need a 24/7 Online Human Bilingual Customer Service Team
The last line of defense in cross-border remittances is 24/7 online human bilingual customer service, addressing time zone differences, language barriers, and compliance issues around the clock to ensure secure and smooth fund arrival.
Rebuilding Trust: In a Code-Driven Future, We Entrust Financial Security to Strictly Regulated Institutions
Rebuilding Trust: In a Code-Driven Future, We Entrust Financial Security to Strictly Regulated Institutions
In the era of trust reconstruction, financial security relies on the synergy of technology and strict regulation. Only by combining institutional safeguards with innovation can true financial trust and security be achieved.
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